Cyber liability insurance gives clients financial peace of mind since it reassures them you can pay for a cyber liability lawsuit if your work results in a data breach. trailer from 2019-2021. In the cyber insurance market over the past few years, a number of insurers have required that insureds take on higher retentions (similar to deductibles), and others are applying co-insurance on some or all elements of coverage, notably for ransomware. Some clients require independent contractors to carry third-party cyber liability insurance before they can begin work on a project. Cyber liability insurance helps companies recover from cyberattacks and other data breaches either at your business or your clients business. Visualize and report on where cyber risk exists in your vendor portfolio and single out the vendors that present the most risk. 0000001972 00000 n CLAIMS ADVISORY GROUP. In todays world of cyber risk management, predictive models are increasingly important. In either instance, the limitations on the coverage extends to all areas of the cyber policy that are triggered by a ransomware attack cyber extortion coverage, breach/incident response coverage, business interruption coverage, etc. As such, organizations will need to adopt new methods of understanding, measuring, and managing cyber risk on a continuous basis. 0000003611 00000 n The cyber risk insurance market is at an inflection point, presenting an opportunity to embrace a paradigm shift. Find your information in our database containing over 20,000 reports, size of the global cyber insurance market, number of annual data breaches in the United States, average cost of a data breach to U.S. businesses, German medium-sized companies had yet to consider purchasing cyber insurance, loss ratio of French cyber insurance companies. The expenses to hire an outside forensic team for discovery is covered. Insurers are increasingly tightening underwriting requirements and stipulating that organizations adopt security controls that can make a measurable positive impact on their exposure to cyber risk. It is clear that cyber risk is different from traditional risks. There are many privacy and security risk mitigation/transfer strategies (such as data classification, data retention, employee training, tightened indemnification with relevant third party vendors, updated and tested incident response plans, etc.) Complete Insureon's online application and contact one of our licensed insurance professionals to obtain advice for your specific business insurance needs. from 2017-2021. 2019 Data Breach Investigations Report 83% of SMBs lack the funds to recover What's worse? 16. New entrants jumped on this opportunity, driving down D&O rates. We are also seeing more markets readjusting their appetite in general. Benchmarking is populated with historical purchasing data and the cyber market is relatively young. Mario Paezof Wells Fargo offered this advice: When considering appropriate limits of insurance, it is important to be reminded that insurance solutions are one piece of a larger risk transfer program within individual organizations. With this information, we can formulate what a realistic data breach would look like and quantify the risk with real data breach cost statistics. The median cost of a cyber liability policy with a $1 million per occurrence limit and a $1 million aggregate limit is about $145 per month or $1,745 per year for TechInsurance customers. Let's take a quick look at some factors that will affect your decision on how much cyber insurance limits to purchase. Cyber insurance is an insurance product designed to help businesses hedge against the potentially devastating effects of cybercrimes such as malware, ransomware, distributed denial-of-service (DDoS) attacks, or any other method used to compromise a network and sensitive data. Attritional losses and concerns pertaining to systemic risk are driving up the price of cyber insurance. The cost of this policy increases with the amount of sensitive data your company handles. This may also reduce your litigation related electronic discovery costs as you will likely have fewer records that will need to be reviewed and produced in response to a lawsuit. In what appeared to be a race to gain market share, cyber underwriters broadened coverage and worked to simplify and limit the information needed for underwriting. 717 0 obj <> endobj If an organization or firm has multiple layers of cyber insurance (primary layer + excess layers), the overall cost for the insurance program will likely be even more significant. Digitalization is bringing businesses new opportunities, and new threats. We try to be nimble, Butler said. Marsh McLennan is the leader in risk, strategy and people, helping clients navigate a dynamic environment through four global businesses. You have to assess the level of impact to your organization if each of those records were compromised. The storm was an inflection point that fundamentally changed the property insurance market. The cyber markets simplified the underwriting process to make cyber insurance a more approachable and obtainable product for small and mid-size organizations. Cyber Benchmarking: Traditional Benchmarking Doesnt Work in 2022, Traditional Benchmarking Doesn't Work in 2022, CYBER CONTROLS DICTATE PRICE & LIMITS AVAILABLE, Its not about how much coverage your peers purchase or how much you need, its about how much you can secure and can afford, Price is impacted by your individual cyber security controls more than it is by your industry, revenues, or record count, It is more important to benchmark your cyber security controls against your peers than it is your insurance cost or limits, Carriers have reduced their capacity and are no longer willing to provide more than $5M limits on a single risk, Underwriters are seeing an increase in submissions of 700%+and many quotes come down to the last minute, If you have poor controls, you likely wont be able to secure additional limits no matter what youre willing to pay for them, Many insurers are limiting their exposure to ransomware, cyber business interruption, and other first party exposures, International Aid & Development Organizations. Tafts Privacy and Data Security attorneys proactively help our clients assess their compliance and identify the greatest areas in need of attention and improvement. What about costs per record? Munich Re sees cyber premiums worldwide standing at US$ 9.2bn (beginning of 2022) and estimates that they will reach a value of approximately US$ 22bn by 2025. WHITEHOUSE STATION, N.J., April 14, 2021 / PRNewswire / -- Chubb has released its annual Liability Limit Benchmark & Large Loss Profile report. In this State of the Market report, Amwins specialists share market intelligence spanning rate, capacity, and coverage trends across lines of business and industries. (This is like determining what it would cost to replace your home if it was destroyed by a fire, rather than an assessment of the risk that your home would be destroyed by a fire.). The entire process around getting cyber insurance today is a bit like walking through waist deep water with two 20-pound weights tied to your ankles. What we like to do is underwrite the story, and we like to do it quickly., To make sure carriers understand their story, businesses should expect face-time with their underwriters as well as a robust analysis of their financial exposures. As noted in point 8 about market saturation, the increase in frequency and severity of claim activity is taking its toll on front-line responders: claims professionals, breach coaches, cyber extortion negotiators, computer forensic vendors, PR firms and more. Mark Butler, Vice President, Underwriting, D&O, AmTrust EXEC. loss ratio for standalone cyber insurance policies in the U.S. Most markets have multiple supplemental applications that must be completed by applicants/insureds. Sponsored: Philadelphia Insurance Companies, Risk Matrix: Presented by Liberty Mutual Insurance. Crafting creative solutions is just one part of the process, however. Bill is a seasoned trial lawyer who concentrates his practice on complex commercial litigation, environmental law, and white collar criminal defense. What's covered, the costs of that coverage, and the terms of a policy can vary, but cyber . Generally, cyber insurance is designed to protect your company from these primary risks through four distinct insuring agreements: Network security and privacy liability Network business interruption Media liability Errors and omissions Are you interested in testing our business solutions? If your clients have cyber liability insurance, they'll be less likely to sue your tech business as they attempt to recoup their losses after a data breach. Many small businesses (39%) pay less than $1,500 per year for cyber liability insurance, and 41% pay between $1,500 and $3,000 per year. If a client sues your tech company for failing to prevent a data breach at their business, third-party cyber liability insurance helps cover your legal costs, including: Learn more about cyber liability insurance coverage, including the difference between first-party and third-party coverage. This is why we get lost while looking for benchmarks that answer our executives' questions. Anyone involved in the initial response to a cyber incident is inundated right now with sheer volume. Can be a L1A, L1B, L1C or L2 image\ Try to use the same categori\s of images in your various divider slides \ . So, cyber markets are seeing more volume in general more renewals applications, more new business applications and requests for more limit. Our attorneys keep at the forefront of up-and-coming state and federal privacy laws concerning the collection of personal/sensitive data. Underwriters want to be sure the retention/deductible set is one the company could actually pay in the event of an incident or multiple incidents within a single policy period. Here we allow you to view a sample version that contains simplified results. These were the glory days!. Compliance with data security laws provides immediate benefits and reduces the likelihood of a data breach. Offices emptied, their former occupants shifting to work-at-home arrangements, including remote access to company networks. This helped mitigate the price of risk. Its limits, from $50,000 to $1 million, make it a good choice for individual attorneys or small firms. In fact, between 2020 and 2021, 40% of new cell structures managed by Marsh wrote cyber coverage. <<81A2B7CF5D7994478018C66CF53BD809>]/Prev 445514/XRefStm 1627>> Read more. AmTrust EXEC is committed to providing its trading partners with a stable appetite for D&O risks. CONFERENCE ADVISORY COUNCIL. Evaluate your business risk to determine how much cyber liability insurance you need. Fill in the details below and calculate your estimated exposure. What kind of work do you do? Benchmarking is populated with historical purchasing data and the cyber market is relatively young. Prices rose even as more than 60% of Marsh clients increased their retentions in an effort to minimize increases. What indemnity limit to recommend. With so many potential carriers in the field and a market that could shift as litigation picks up again as courts are reopening after COVID-19 closures, insureds need to carefully consider which insurer is the best fit for their business. Rates have dropped significantly as new entrants try to compete with more established insurers. Declinations could be based on change in carrier appetite, poor network security controls (perceived or actual), loss history or fear of systemic risk impact to the underwriters book. Cyber insurance is one option that can help protect your business against losses resulting from a cyber attack. Get the best reports to understand your industry, Business cyber security in the United Kingdom (UK). GDPR (it should be selling point, but the problem is it doesn't come into force until mid-2018) 2. On one hand, weve seen some strong underwriting results from carriers leading to softening in some market segments. The maximum limit available from a single insurer ranges from $10 million to $20 million, but policyholders are able to stack limits of liability to create towers of insurance up to $350 million. We dont really sweep with a broad brush in terms of industry class or size, Butler said. xref The cyber threat is continually evolving, and therefore we would strongly recommend that additional advice is taken before buying risk reduction or risk transfer products. Whether you have enough cyber insurance depends on what information and information systems you have, how much that information is worth to your organization, and the damages that could reasonably result if the information is compromised. Cyber insurance pricing in the US increased an average of 96%, year-over-year (see Figure 1), in the third quarter of 2021 as organizations faced a daily onslaught of cyberattacks. Clicking on the following button will update the content below. At the same time, two, is balancing and being a responsible [financial] steward of corporate capital.. An added benefit of doing an inventory and assessment of your information and information systems is that you can adjust your record retention policies to keep what is important to your organization for only as long as the information is needed, which will reduce your record retention costs. Many were excited by the lack of class actions due to delayed litigation as a result of COVID-19 and theyve created precipitous rate drops. At Marsh, we believe the cyber risk paradigm reflects the need for organizations to become more comfortable with the reality that the connective tissue of modern business is digital. Just as other parts of the insurance market have undergone significant shifts think property post-Hurricane Andrew cyber risk is constantly evolving. U;A+!vWE.]ioGs,~sdg_36-.1$5}9.wj''hMza:Zw*]=qfoI13DjtcX4l+ArHX482kt6ip8xIHCiY'Nl| Estimates suggest that the cyber insurance market reached US$2 billion in premiums in 2014 and US$2.75 billion in 2015. Fewer carriers are willing to assume a primary layer on a large tower of insurance (see point 5) and many will no longer take multiple layers on the same insurance program. Cyber threat actors are active adversaries, constantly adapting their tactics, techniques, and procedures to cause harm. We can be thoughtful and creative on any deal and every deal, Butler said. BRP Group, Inc. and its affiliates, do not provide tax, legal or accounting advice. They may be on the verge of creating innovative, new products or they may be growing their enterprises through mergers and acquisitions. Examining why a new perspective is required can help your organization understand cyber risks future and better plan investments for 2022 and beyond. To help guide this research and to receive actionable data on premium rates, coverage limits, and more, take the 2022 Aponix Cyber Insurance survey here. The tool has been developed by cyber and actuarial experts and calibrated with industry claims data. if you're a larger business and the Breach Calculator is indicating limits over $3M then ask for a range of quotes. Step one for most cyber insurers has been to impose co-insurance and/or sub-limits on coverage for ransomware attacks. Were not a market thats going to be in and out of the space., AmTrust EXECs unique, point-of-sale underwriting system and their commitment to stable capacity have allowed them to add exceptional D&O services to their suite of liability products and solutions. 0000012290 00000 n 0000002983 00000 n The calculator allows you to run a scenario to see how much a data breach could potentially cost your company. Each Risk Insider is invited to publish based on their expertise, passion and/or the quality of their writing. 0000002371 00000 n Boston Consulting Group recently found that cybersecurity budget benchmarking as a percentage of the IT budget varied between PwC's 3.7% estimate, Gartner's 5.9% and Forrester's 10%. 0000090387 00000 n Others are increasing their limits, and paying a higher price to do so. 0000144356 00000 n This process is a more effective way to limits adequacy and will give the buyer more confidence in their investment in cyber insurance.. Marsh now has more than $70 million in cyber premium under management. During the glory days of the cyber market, coverage was incredibly broad. Common questions we often hear from CEOs, CFOs, and Directors of businesses and public and private institutions are How do we determine our cyber insurance coverage needs? In 2021, it's risen to $3500 or more. The third quarter increase was a 40 percentage point rise over the prior quarter, and the largest since 2015. To compete, carriers need to make decisive underwriting decisions and offer bespoke solutions. Select a category below to get started: If you have any questions, need an insurance expert by your side for upcoming conversations, or would like an assessment of your own requirements, give us a call! For example, most companies operating in the critical infrastructure space are likely to be considered high risk today. The increase in ransomware attacks began to build in 2019 and 2020. The healthcare industry shows the highest use of captives for cyber risk, with 19% of the industry . Small and midsize businesses are ideal candidates for cyber insurance, because they may be less prepared for a data breach and less able to absorb the . Then the COVID-19 pandemic hit. 0000008284 00000 n We oftentimes will consider deals that standard carriers either dont have the time or dont have the experience to fully analyze in an efficient manner.. Risk Insiders are an unrivaled group of leading executives focused on the topic of Risk. The list is long, varies from carrier to carrier, and is (of course) always subject to change. 0000011196 00000 n That's well above the 17.4% increase witnessed by. The current marketplace reflects increased frequency and severity of attritional ransomware losses through changes to underwriting and increases in pricing, as well as the concern of a systemic event. Most organizations choose to buy cyber insurance to cover the cost of paying ransomware and recovering from an attack. Once you determine what information you have, you have to determine what it would cost if that information was compromised in a data breach or cyber-attack. This senior vice president and director of health care at Gallagher Bassett Specialty shares his experience and what the health care industry should keep its eyes on moving forward. Any business that stores sensitive data in the cloud or on an electronic device should have cyber liability insurance. There have been over 30 entrants into the D&O market over the past two years, according to Mark Butler, Vice President, Underwriting, D&O for AmTrust EXEC. That said, most clients, regardless of which scenario they face from a capacity perspective, are taking higher retentions to manage costs and/or maintain insurance market support. Within most cyber policies, the first-party coverage limits are lower than or equal to third-party limits, and thus the necessary third-party limit follows naturally. The increase in the number and severity of cyber attacks in 2020 and 2021 has triggered significant changes to the cyber insurance marketplace. The result is more declinations. How to improve cyber security within your organisation - quickly, easily and at low cost. The trend toward dominance in online commerce accelerated, as stores and restaurants limited . Aon Risk Solutions Professional Risk Solutions Cyber Development Presentation Date: May 10, 2017. The ransomware supplement has become almost standard for most carriers. But contractors may need third-party cyber liability insurance to protect themselves from lawsuits. These ever-evolving business needs demand agile D&O underwriters who can readily craft inventive insurance solutions and they need to be able to produce these quotes on a tight deadline. *This is the fourth post in a five-part series on cyber insurance, culminating in a webinar entitled Insurance Coverage for Privacy and Data Breaches, Hot Topics and Critical Issues on Wednesday, April 22, 2015, at 12:00-1:00 p.m. Eastern. The information provided on this website does not constitute insurance advice. You might do this by assessing the potential level of impact as low, moderate (resulting in serious adverse effects), and high (resulting in severe or catastrophic adverse effects on organizational operations, assets, and to individuals). Cyber insurance covers a range of ransomware-related costs, like extortion demands, remediation efforts and other losses. As threats grow, so do the number of businesses turning to cyber insurance for protection from financial losses. The annual NetDiligence Cyber Claims Study uses actual cyber insurance reported claims to illuminate the real costs of incidents from an insurer's perspective. It was then that insurers introduced self-adjusting deductibles, which ultimately meant insureds took on a greater proportion of the loss. Hurricane Andrew hit a full five years before insurers issued the first standalone cyber policies. In many instances, the increases are in the double digits 100%+. This chart shows the answers we received more than once. Ransomware is now entrenched as a dominant threat, rising in frequency and severity and deepening insurance market concerns over attritional losses, accumulation and systemic risks (see Figures 3 and 4). I dont know if that means certain carriers wont be in the space anymore or if theyll pivot to a different product line.. As mentioned in point 1 above, there are some basic controls that underwriters now expect to see. While there is some utility to be derived from drawing parallels between the lessons learned in the property market post Hurricane Andrew, and the current cyber market, there are some significant differences with material implications. The Data Breach Cost Calculator is one of the most popular tools in the eRiskHub. As cybercriminals continue to flourish and expand their attack scope, expect coverage to be significantly more expensive and . We really dig in, roll up our sleeves, and we look at each of these deals ultimately to try to help our trading partners with a solution for their client, Butler said. Third-party resources like the S&P Capital IQ allow underwriters to quickly access financial data so they can evaluate a businesss liability exposures. According to the Identity Theft Resource Center . There's a selection of detailed cyber security advice and guidance available from the NCSC website. Updates and analysis from Taft Privacy and Data Security attorneys. After a reasoned analysis, many firms may find it is time to purchase more cyber insurance limit in today's environment, despite the rising premium rates in the market. C3-Z3ajgY8`*f0DuXUdTeCeDOdfo;A\&ifP @ 7 Your Customers Are At Risk SMBs account for 43% of data breaches Lack of time, resources and education are three major factors that put small to medium-sized businesses (SMBs) at risk. 0000003725 00000 n In late 2019 and throughout 2020, we began seeing more and more signs that the glory days of the cyber insurance market were coming to an end. She serves as the National Practice Leader Executive and Cyber Risk as well as Coverage Counsel & Claims Leader for Lemme, a division EPIC. 0000010241 00000 n Most insurance carriers recognized cyber insurance as an emerging new product and began establishing cyber teams and launching new cyber policies. Applicants/insureds were required to provide extremely detailed information about network security controls and security calls (calls where the underwriter would interview the Head of IT for the organization) were routine. Here are the 7 Key elements to cyber liability coverage that you should look for in a cyber liability policy: Forensic Expenses: You have determined that data has been compromised and need to investigate what happened, how it happened, and what information was accessed. Benchmarking Traditionally, many businesses tend to do benchmarking against similar companies in the industry and previous cases. data than referenced in the text. Whether a business needs to examine policy language for a merger or insure a complex transaction, fast underwriting decisions can help keep business deals moving. On one hand, we've seen some strong underwriting results from carriers leading to softening in some market segments. In addition to increasing premiums, underwriters are also using retentions and deductibles as a way of spreading or sharing the risk with the insured. The median cost of a cyber liability policy with a $1 million per occurrence limit and a $1 million aggregate limit is about $145 per month or $1,745 per year for TechInsurance customers. In the early days of cyber insurance, the underwriting process was rigorous. The bottom line is that the underwriters are far more willing to just say no today. How much does cyber liability insurance cost? What about sub-limits? June 1, 2021 | By IANS Faculty. 0000050401 00000 n As we begin our journey into 2023, the insurance marketplace can be likened to a roller coaster with twists and turns, upward momentum, and steep drops. Businesses today move quickly. As mentioned, the current market conditions for cyber were triggered, largely, by a significant increase in frequency, severity and sophistication of cyber crime attacks specifically, ransomware. The increasing rates are primarily due to: Since 2018, cyber incidents and losses have escalated noticeably (see Figure 2), driven in large part by the rapid digitalization of businesses. but even in those areas, most carriers were still interested in the business. To protect your business from client lawsuits, encourage your clients to purchase cyber liability insurance or require it before you take on a risky project. We bring an unmatched combination of industry specific expertise, deep intellectual capital, and global experience to the range of risks you face. With BitSight you can present leadership with information on the effectiveness of your third-party risk management (TPRM) program and supply chain security from a central platform. Should we just benchmark what others in our industry are doing?. For the first time since the introduction of cyber insurance, we are seeing markets backing away on the limit they are willing to offer. Organizations are now required to provide detailed information around network security and their approach to data privacy. This information serves to support insurance and risk management decision-making. Independent contractors often dont need to carry first-party cyber liability insurance since the policy is limited to data breaches that occur on the policyholders network. Elon Musk is facing a lawsuit from investors after claims of taking his company private never manifested. The cause and effect of this trend is obvious. Email enterprise@buildbunker.com, or call (877) 968-9108 to see how we can remove insurance as a barrier to your workforce. As the dependence on digitalization of the business world increases, so does the breadth and scope of cyber risk. Underwriters are no longer racing to gain market share. How do you justify your renewal pricing and limits proposal? 0000009284 00000 n Point-of-sale underwriters have full authority to make decisions about what to offer insureds, allowing them to produce quick quotes for D&O risks. /. We listen to these communities and leverage them to inform our suite of cyber risk tools and resources. Statista assumes no What do brokers recommend? To learn more, visit: https://amtrustfinancial.com/exec. Why do we invoke a natural catastrophe when discussing cyber risk and insurance? Benchmarks and Insights Claims Advocacy Aon's Professional Risk Solutions Group 60+ Global Professionals $400M+ in total premium placed in 2016 400+ cyber claims managed by Aon since 2012 Aon Cyber Resilience Framework WASHINGTON (Nov. 8, 2021) The National Association of Insurance Commissioners (NAIC) released its Cyber Insurance report, utilizing data found within the Cyber Supplement, as well as alien surplus lines data collected through the NAIC's International Insurance Department.The 2020 data shows a cybersecurity insurance market of roughly $4.1 billion reflecting an increase of 29.1% from the . The best of the best: the portal for top lists & rankings: Strategy and business building for the data-driven economy: Cyber insurance market size worldwide 2018-2020, with forecast for 2025, Share of companies with cyber insurance worldwide 2021, Biggest risks to businesses worldwide 2018-2023, Cyber crime: number of compromises and impacted individuals in U.S. 2005-2022, Leading U.S. cyber insurers 2021, by direct cyber security premiums written, Global cyber insurance market size in 2018 and 2020, with forecast for 2025 (in billion U.S. dollars), Share of organizations with cyber insurance coverage in selected countries worldwide in 2021, Estimated cyber insurance market growth rates in Europe 2020-2030, Forecast of European cyber insurance market annual growth rates from 2020 to 2030, Leading risks to businesses worldwide from 2018 to 2023, Cyber crime incidents worldwide 2020-2021, by industry and organization size, Global number of cyber security incidents from November 2020 to October 2021, by industry and organization size, Average total cost per data breach worldwide 2020-2022, by industry, Average cost of a data breach worldwide from May 2020 to March 2022, by industry (in million U.S. dollars), Cyber insurance direct written premiums in the U.S. 2015-2020, by type, Total value of cyber insurance direct written premiums in the United States between 2015 and 2020, by type (in million U.S. dollars), Cyber insurance premiums earned vs loss ratio in the U.S. 2015-2021, Value of premiums earned and loss ratio for standalone cyber insurance policies in the United States from 2015 to 2021, Cyber insurance: changes in demand, capacity, and claims in the U.S. 2020-2022, Share of cyber insurance brokers who reported changes in demand, capacity, or claims in the United States from Q1 2020 to Q1 2022, Changes in SME cyber insurance premium pricing at renewal in the UK 2022, Share of SMEs who saw price changes in cyber insurance premiums at renewal in the United Kingdom in 2022, French companies with cyber insurance 2021, Share of companies with cyber insurance in France in 2021, Share of medium-sized companies that have actively considered purchasing cyber insurance in Germany in December 2021, Cyber insurance purchase criteria for German SMEs 2021, Most important criteria for medium-sized companies when purchasing cyber insurance in Germany in December 2021, Cyber risk insurance penetration among enterprises in Japan 2020, Level of cyber risk insurance penetration among companies in Japan as of October 2020, Leading insurance companies in the United States in 2021, by value of direct cyber security premiums written (in million U.S. dollars), Market share of largest U.S. cyber insurance companies 2021, Market share of leading cyber insurance companies in the United States in 2021, by value of direct cyber security premiums written, Cyber insurance policies available in Europe in 2019, by type, Share of insurers who offer cyber insurance in Europe in 2019, by type, Loss ratio of French cyber insurers 2019-2021, Loss ratio among cyber insurance companies in France from 2019 to 2021, Share of ransomware attacks covered by cyber insurance worldwide 2021, by industry, Share of ransomware incidents where cyber insurance covered the losses worldwide in 2021, by industry, Global cyber insurance payouts after ransomware incidents 2019-2021, by type, Share of ransomware incidents where cyber insurance covered the losses worldwide in 2019 and 2021, by type of payout, Cyber insurance claims for U.S. packaged policies 2015-2021, Number of first party and third party cyber insurance claims for packaged policies in the United States from 2015 to 2021, Cyber insurance claims for U.S. standalone policies 2015-2021, Number of first party and third party cyber insurance claims for standalone policies in the United States from 2015 to 2021, French companies with cyber insurance who have ever submitted a claim 2021, Share of companies that had ever submitted a cyber insurance claim after a cyber attack in France in 2021.
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